Free ATMs are disappearing.
Link provides monthly financial inclusion reports which map numbers and geographical locations of cash machines. The Payments Systems regulator sets out standards for monitoring inclusion.
Between January and the start of July 2018, Link recorded that the the number of free-to-use ATMs reduced from 54,500 to 53,200.
There is a breakdown of numbers by parliamentary constituency.
Does this cause harm to consumers? See the report from the Financial Health Exchange
The Financial Inclusion commission found in 2017 that 1.5 million adults remain unbanked in Britain today.
Interestingly The Financial Conduct Authority’s financial lives survey for 2017 shows that across the UK in general, 12 per cent have no savings or investments, while one in eight adults have no cash savings whatsoever and one in three only have savings of between £1 and £1,999.
The World Bank Global Findex data has reports on unbanked adults and access to finance in countries worldwide.